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Saigon's origins date back to the early 17th century when the area became home for refugees fleeing war in the north. But to the Vietnamese psyche, shaped by centuries of war and struggle, tempered by nearly forty years of communist rule, this heritage is largely irrelevant and completely disconnected from the present. Over the years the fame of the places is enhancing by bounds and leaps because of the interesting and famous places of interest. You would receive an annual percentage rate on your Zim in the structured payout of what was said to be 5% -7 ½ %. The interest paid was said dependent upon on how much you had and length of your payout period. Over the ages, Vietnamese fishermen with too much time on their hands began to see shapes in the stone massifs atop many of the islands, and named the islands accordingly -- Turtle Island, Human Head Island, Chicken Island and so on.